Auto insurance MedPay/PIP may be one of dentistry’s biggest missed opportunities.
<5% of dental offices actively use it.
A single accident case can mean $2k–$10k+ in treatment (exams, X-rays, RCTs, crowns, extractions, implants & more) It can cover essentially any necessary dental treatment caused by the accident, subject to the policy limits…but those limits are in the 10k-100k range.
And it’s EASY. Verify the MedPay/PIP coverage the patient gives, confirm the injury is accident-related, document it and submit the claim to the auto carrier and you get paid.
When coverage is verified upfront (easy to do) and the treatment is clearly tied to the accident, you eliminate 80%+ of the typical PPO style billing friction. No dental fee schedules, no “frequency limitation” nonsense, there’s a defined pool of auto insurance money specifically there to pay for accident related care.
By Dr. Patrick Anghel, DDS (Pat.the.Dentist)